Contractors Insurance Agency for your Work Comp Needs
Covers your business entity for injuries suffered by your employees. Statutory benefits are paid to injured employee and employer’s liability. Limit covers you in case you are sued due to a work related injury.
Contractors Insurance Agency works hand in hand with Trigon Staff Administrators to assist in securing Workers’ Compensation policies; handling claims, quarterly or monthly premium reports, policy audits, certificate requests, loss run requests and deposit requirements.
Trigon Staff has always been sensitive to the requests of large deposits that are required to bind a Workers’ Compensation policy. We have been effective in assisting the client with those requirements. Trigon Staff will work diligently with their clients to satisfy the policy deposit. In many cases, our clients do not pay Workers’ Compensation deposits.
Loss Run Reports
Trigon Staff provides reporting on your claim history containing detailed information on the claim, amount paid and description of incident. The report can be produced by month, year or for the duration of the policy. All reports are provided to our clients in a PDF format for ease of use.
Policy Premium Audits
Employers dealing directly with Workers’ Compensation carriers on an individual basis provide an estimate of gross wages for the policy period. At the end of the year, the carrier audits the employer and either refunds the balance on premiums collected over the estimate or collects additional premium to compensate for the low estimate. Trigon’s relationship with our Workers’ Compensation carriers allow for the premium to reflect accurate weekly wages thereby eliminating under or over payments and helping the client avoid any large premium payments due at the end of the policy period.
Due to the co-employer relationship with Trigon Staff, the client company is only responsible for the initial completion of the Industrial Report of Injury. Trigon Staff will process the claim through the Industrial Commission and the Workers’ Compensation carrier. Most injury hearings and court cases are handled by the Trigon Staff Workers’ Compensation team, thereby saving the client the requirement of mandatory court appearances.